Wash the rice thoroughly with few changes of water.
Soak in water for 20 minutes.
Put rice in a deep pot.
Pour milk in it.
Bring water to a boil then reduce heat to the low and gently boiling for 1 hour or until the rice is thoroughly cooked and the milk has thickened to a pudding consistency.
Now stir in the condensed milk, sugar, cardamom and coconut. Cook 5 minutes longer or until thickened.
Dish it out or distribute into 12 serving dishes.
Garnish with raisins, coconut and almonds.
Let it cool completely then put in the refrigerator for 4 hours to chill. Coconut Rice Pudding is ready to serve.ENJOY!!